What insurances to we need to cover our online retail business which exports interiors and accessories into France and Switzerland?
We are retailing interiors/accessories to the ski chalet market, specifically Switzerland and France through our website www.chalet-shop.com. We hope to start trading within the next few months. We are a limited company and registered for VAT. We will be selling to private individuals, UK registered companies, Swiss companies and French companies. We have a high level of experience of our target market and are aware of the VAT issues. Our question is what type of insurance will cover us? We don't intend to hold stock over and above a value of £1000 as we will be drop-shipping. We will however be responsible for all delivery. As it is online retail, we will receive payment up front before placing orders with our suppliers.